Category «Credit Card»

Late Payment And Credit Scores

We have all been there before, a late payment on one account or another. It happens, oversight, short on cash, whatever the reason, it has happened. Or maybe you are one of the very few and very lucky to not have been late, ever. Regardless, you should know what and how late payments may effect …

Getting a Credit Card: Mishaps to Avoid

Lets face it, getting a credit card is not to hard to do, even with not so good credit, but there are things you should avoid when shopping around for the perfect card. There a hundreds of credit cards, and credit card companies out there, don’t be sucked in by flashy advertising and gimmicks. The …

Identity Protection And Credit Monitoring Services: The Facts

In the days of the Internet, identity protection is becoming ever more important. Credit monitoring services make this much easier to do. Read on for further information. ‘Identity protection’ means a security measure that stops or prevents personal information being seen by the wrong person, for example security questions, PINs and credit monitoring services. This …

How to save big with a balance transfer

Money cannot buy happiness, but it can buy comfort and it can make our lives more pleasurable in many ways. Maybe you want to treat your Mother to an extended, spontaneous trip. Maybe you’d like to attend three festivals this year rather than one. Or maybe you’d like to go the extra mile for that …

Credit Card or Cash

In the modern economic climate credit cards are a necessity for most people.  While responsible usage can help one to build their credit rating, too many people fall into a cycle of revolving debt that is incredibly difficult to escape.  So when is the right time to break out the plastic?  Here is a guide …

How to Improve Your Credit Score

As of December 2014, credit card debt for Americans has reached $882.6 billion.  Getting back on the road to credit score recovery is a long road that requires patience and perseverance.  Luckily, modern technology has graced us with some tools to get us back on track.  There are many steps to take to improve your …