Category «debt management»

How To Get Out Of Debt On A Low Income

Saving money and getting out of debt on a low income can be a very stressful time in anyone’s life. It is common to feel helpless, and like you are in a constant cycle that will never let you stay afloat for a while. Although it is easy to get overwhelmed, there are strategies and …

Who Truly Offers Free Credit Scores and Reports?

So many websites offer free credit scores and reports, but are they really free?  It’s very important that you read and be sure not to give any credit or debit card information just to receive a so-called free credit score or report.  These sites often offer credit monitoring services.  For some that’s great, but for …

Don’t Make These Common Mistakes in Debt Negotiations!

If you’re looking to shed some of your excess debts, negotiating with your creditors can be a good option to go with. Not only will you rid yourself of those irritating collections calls, but you’ll make it easier to continue to erase your debts in the future. Of course, negotiating your debts down won’t be …

Debt Settlement in America: A History

The concept of debt settlement is not a new one and the history of debt settlement is quite lengthy. Ever since the act of borrowing or lending began, creditors have realized that it’s much more “important” to get at least somewhat of what they’re owed back through the art of negotiation. Debt settlement as we …

Survive an IRS Audit

Have you ever worried that you might get audited by the IRS? As a result of budget cuts, you are not likely to be audited by the IRS.  In fact, the chances are less than one percent that your tax return will be audited. Robert McKenzie, someone who used to work in the IRS collections …