Category «debt relief»

How to Discuss Money with your Life Partner – Without Killing Each Other

It is often said that you shouldn’t bring your feelings into any consideration of money, let alone any actual discussion. Money requires clearly thought-out decision-making, and our culture tends to separate emotion from reason as far as possible. Emotion will supposedly cloud decisions, making them questionable, if not downright regrettable. Nonetheless, money cares for none …

10 Steps to Tax Preparation

Tax season is among us! Don’t get caught without utilizing some steps to tax preparation. If you’re one of the sixty percent purchasing the services of a tax preparer, it’s best to begin the process of getting your information together, so that person can have a smooth process. You need time to collect your documents, …

Debts You Should Pay Off

There is some advice on the debts you should pay off, and in what order. Some debts should be paid off now and some you can take some time to do so. It is recommended that if you decide to pay only the minimum repayment that you do the payments on or before the due …

Don’t Make These Common Mistakes in Debt Negotiations!

If you’re looking to shed some of your excess debts, negotiating with your creditors can be a good option to go with. Not only will you rid yourself of those irritating collections calls, but you’ll make it easier to continue to erase your debts in the future. Of course, negotiating your debts down won’t be …

Debt Settlement in America: A History

The concept of debt settlement is not a new one and the history of debt settlement is quite lengthy. Ever since the act of borrowing or lending began, creditors have realized that it’s much more “important” to get at least somewhat of what they’re owed back through the art of negotiation. Debt settlement as we …

Getting Credit Cards for People with Bad Credit

Credit card companies once locked people with bad credit scores out of the game – there was no way someone without a good score could apply for a credit card, but things are beginning to change. Lenders are starting to look at it in a different light and offering cards to people they had once …

The Cost of Consumer Debt in Florida: Part II

As we saw earlier, consumer debt in Florida comes in the form of credit card debts, mortgage debts, student loan debts and auto loan debts.  The recent market crash has worsened mortgage balances and student loans are still on the rise despite still being under the national averages.  Auto loan debts also add to the …