Tag «Credit Card»

Credit Card or Cash

In the modern economic climate credit cards are a necessity for most people.  While responsible usage can help one to build their credit rating, too many people fall into a cycle of revolving debt that is incredibly difficult to escape.  So when is the right time to break out the plastic?  Here is a guide …

Get Your Name off That Cosigned Loan

It happens to the best of us: we go in on something with someone we trust and we end up with cosigner’s regret. It took some time, but you realized after a while that it wasn’t in your best interest to co-sign that credit card or loan for your loved one. Now you want to …

Saving with a Credit Card

Credit cards can be used for various things. They can be used to fund large purchases, like big kitchen appliances or car repairs. Credit cards can also be used for emergency purchases, like a medical bill that is not covered by insurance or to pay a repair company for work done on your home. But, …

Visa Credit Card Debt Consolidation

One of the first cards consumers get is usually a Visa credit card. Before consumers go for applying for any other department store cards or another kind, they usually get a Visa credit card first. In the year 2011, about 261 million Visa credit cards were spread in just the US alone. Visa credit card …

Maxed Out Credit Cards Lead to Affluenza

Are you feeling sick from the being overworked and spending all of your money trying to keep up with the neighbors? You may have affluenza or symptoms associated with wanton spending that usually leads to maxing out your credit cards. Financially stable people have proven to lead happier and healthier lives but many people are …